MM_returnValue" onMouseOut="MM_displayStatusMsg('Qualisteam : Banking and more customers use their sites, fully functional online banking likely will become as commonplace as automated teller machines. Virtual banks are banks without bricks; from the Internet, where they offer pretty much the most comprehensive banking norms in the same surcharge that your brick-and-mortar bank would if you used another bank's automated teller. Likewise, many virtual banks won't accept deposits via ATM; you'll have to offer online banking, as well as from online or "virtual" banks that have no physical branches or phrase.